OVERVIEW

Send Money in Seconds

DMT lets your customers send money instantly to any bank account in India through IMPS rails — without needing a bank account, debit card, or net banking access of their own. It's especially valuable for migrant workers and customers sending money home.

Every transfer is tracked end-to-end on the MoneyDash dashboard, with clear fee visibility for both retailer and customer.

Transfer RailsIMPS
Settlement SpeedInstant
KYC RequiredAadhaar / PAN based
TrackingReal-time status
FEATURES

What's Included

⚡

Instant IMPS Transfer

Funds reach the beneficiary's bank account within seconds, any time of day.

👤

Simple Sender KYC

Quick one-time KYC using Aadhaar or PAN to register the sender.

🏦

Any Bank, Anywhere

Transfer to any bank account across India, regardless of the receiving bank.

📈

Transaction Limits

Configurable daily and monthly limits in line with regulatory guidelines.

📱

SMS Confirmation

Both sender and receiver get instant SMS confirmation of the transfer.

📊

Real-time Status Tracking

Track every transfer's status and retailer commission on the dashboard.

HOW IT WORKS

Four Steps to Send Money

1

Sender KYC

First-time senders complete a quick Aadhaar/PAN-based KYC.

2

Add Beneficiary

Enter the receiving bank account number and IFSC code.

3

Transfer Funds

Cash is collected and the transfer is initiated instantly via IMPS.

4

Confirmation

Both parties receive SMS confirmation the moment funds land.

WHY DMT WITH MONEYDASH

Fast, Transparent, Trusted

  • ✓

    Transparent fee structure

    Customers see the exact transfer fee upfront, with no hidden charges.

  • ✓

    High transfer success rate

    Reliable IMPS routing designed to minimize failed or delayed transfers.

  • ✓

    Built-in dispute tracking

    Every transfer is logged and traceable for quick dispute resolution.

<30 secAverage Transfer Time
99.5%Transfer Success Rate
FAQ

Common Questions

Does the sender need a bank account?

No — the sender pays cash at the retailer counter; only the receiving beneficiary needs a bank account.

Is there a transfer limit?

Yes, daily and monthly limits apply as per regulatory guidelines and will be shown at the time of transfer.

What if a transfer fails?

Failed transfers are automatically reversed and reflected in your transaction history within minutes.

EXPLORE MORE

Other Services

Start Offering DMT Today

Onboard as a retailer or distributor and start transferring money instantly.