Let customers withdraw cash, check balance and view mini statements using just their Aadhaar number and fingerprint — no card, no PIN.
AEPS lets any customer with an Aadhaar-linked bank account perform basic banking transactions at your retail counter — cash withdrawal, balance enquiry, mini statement and Aadhaar-to-Aadhaar fund transfer — authenticated purely by fingerprint or iris scan.
For retailers and distributors, it means a new walk-in revenue stream and a way to serve customers who don't have easy access to a bank branch or ATM.
Fingerprint and iris-based verification for secure, card-free transactions at the counter.
Customers withdraw cash directly against their Aadhaar-linked bank account.
Instant balance checks and last-transaction statements without a passbook or app.
Simple fund transfers between Aadhaar-linked accounts, authenticated biometrically.
Track every AEPS transaction and commission earned in real time on the MoneyDash dashboard.
Get set up and start transacting the same day after KYC verification.
The customer shares their 12-digit Aadhaar number at your counter.
Fingerprint or iris scan confirms the customer's identity via UIDAI.
Withdrawal, balance enquiry or transfer is processed instantly through the bank.
Cash is disbursed and a receipt is generated for the customer's records.
Optimized routing to minimize failed transactions and biometric mismatches.
See exactly what you earn per transaction, settled directly to your wallet.
A direct support line for transaction disputes and reconciliation queries.
No — AEPS works entirely on Aadhaar number and biometric verification, no card or PIN required.
Any bank account linked to Aadhaar and enabled for AEPS by the customer's bank can be used.
Commission is paid per successful transaction and is visible in real time on your MoneyDash dashboard.
Onboard as a retailer or distributor and start transacting the same day.